Expertise by industry
We don't sell "standard" policies. We build sector competence to understand the value chain, the contractual commitments and the exposures specific to your business.
Sites, lines & liability
The industrial base concentrates most of a company's value. A major loss affects production, deliveries and credibility with customers.
- Production assets: machinery breakdown, all-risks, inventories and work in progress.
- Business interruption: gross margin, additional costs, contractual penalties.
- Liabilities: product liability, environmental liability, product recalls.
- Business continuity: contingency and recovery plans, critical suppliers.
What we look at closely
The interdependence of sites, the replacement value of critical equipment, the lead times of specialised machinery and your penalised delivery commitments.
What we look at closely
The contractual chain owner / project manager / contractor, ten-year liabilities, subcontracting clauses and the guarantees required in public tenders.
CAR, decennial & sites
Construction is one of the most complex sectors in insurance, between mandatory regimes and extended liabilities after handover.
- CAR: contractors' all risks, owner and contractor, testing and erection.
- Decennial: mandatory builders' insurance and damage-to-works cover.
- Project-owner liability: design, works supervision, technical inspection.
- Public markets: certificates and guarantees required by buyers.
Digital risk, measured & insured
Software publishers, hosting providers, IT services firms, marketplaces: digital players expose data, systems and a liability that extends far beyond their walls.
- Cyber: data breach, extortion, payment fraud, service interruption.
- Publishers' professional liability: software errors, delivery defects, financial loss.
- Compliance: alignment with DORA, NIS2 and client commitments.
- Incident response: a ready-to-use crisis management setup.
What we look at closely
The technical exposure surface, contractual liability clauses, the maturity of your incident management and your availability commitments (SLAs).
What we look at closely
The value of goods in transit, the exclusions of international conventions, the freight forwarder's liability and third-party storage platforms.
Goods, fleets & warehouses
Carriers, freight forwarders and logistics providers bear liabilities framed by conventions, but whose real extent often surprises.
- Goods in transit: road, sea, air and multimodal.
- Carrier liability: CMR, Warsaw and Montreal conventions.
- Warehouses & platforms: inventories, rental risks and depositary liability.
- Fleets: heavy goods vehicles, light commercial vehicles and drivers.
Corporate portfolios and public entities
We also support holding companies and private-equity portfolios (D&O, warranty & indemnity) as well as public and semi-public entities within brokerage tenders.